PM Mudra Loan Yojana 2022

PM Mudra Loan Yojana, PM Mudra Loan Yojana in Hindi, प्रधानमंत्री मुद्रा योजना ऑनलाइन एप्लीकेशन फॉर्म, PM Mudra Loan Yojana Apply Online

Pradhan Mantri Mudra Loan Scheme was started by the Prime Minister of our country, Shri Narendra Modi, under PM Mudra Loan Yojana, financial help of 1000000 is being provided to the citizens of the country in the form of a loan if any citizen wants to start his own small business.

If you have or want to pursue any of your business, then by applying under the Mudra scheme, you can easily get a loan of up to 1000000, through this article, we will tell you what is the application process of this scheme, its importance documents. To get all the information related to the scheme, what is the eligibility and benefits, and other information, you are requested to read this article of ours till the end.

Let us tell you that a budget of Rs 3 lakh crore was prepared by the central government for the Mudra loan, out of which loans worth Rs 1.75 lakh crore have been distributed so far. Under Pradhan Mudra Yojana 2022, people who want to take a loan will not have to pay any processing charges for taking a loan. The loan repayment period under this scheme has been extended by 5 years. The people of the country are given a Mudra card to take a Mudra loan under this Pradhan Mantri Mudra Loan Scheme 2022.

Pradhan Mantri Mudra Loan Yojana – Overview

scheme name	Prime Minister Mudra Loan Scheme
started by	by Prime Minister Narendra Modi
Beneficiary	country people
purpose	providing loan
official website	https://www.mudra.org.in/

Amount provided so far under Pradhan Mantri Mudra Loan Yojana

Financial year	PMMY loans sanctioned (in million)	Amount sanctioned (in Rs crore)	Amount disbursed (in Rs crore)
2021-22	53.7	3,39,110	3,31,402
2020-21	50.7	3,21,759	3,11,754
2019-20	62.2	3,37,495	3,29,715
2018-19	59.8	3,21,723	3,11,811
2017-18	48.1	2,53,677	2,46,437

Loan provided to women under PM Mudra Yojana

Account Number (in crores)	Sanctioned amount (in Rs. Lakh crore)
total debt	32.11	17.00
loans given to women	21.73	7.42
Percentage share of women entrepreneurs	68%	44%

Purpose of PM Mudra Yojana

The main objective of this scheme is that there are many people of the country who want to start their own business but are unable to start it due to lack of money . Beneficiaries can start their own small business by taking Mudra loan under 2022 . And under this scheme, providing loans to the people in a very easy way. To realize the dreams of the people of the country and make them self-reliant and empowered through Pradhanmantri Mudra Loan Scheme 2022 .

Types of Pradhan Mantri Mudra Yojana

Three types of loans are given under this scheme.

Shishu Loan: Under this type of Mudra Yojana, a loan of up to ₹ 50000 will be allotted to the beneficiaries.
Kishor Loan: Under this type of Mudra Yojana, loans ranging from ₹ 50000 to 500000 will be allotted to the beneficiaries.
Tarun Loan: Under this type of Mudra Yojana, loans ranging from ₹ 500000 to 1000000 will be allotted to the beneficiaries.

Banks covered under Mudra Yojana

Allahabad Bank
bank of india
Corporation Bank
ICICI Bank
j&k bank
Punjab And Sind Bank
Syndicate Bank
Union Bank of India
Andhra Bank
Bank Of Maharashtra
Dena Bank
IDBI Bank
Karnataka Bank
Punjab National Bank
Tamil Nadu Mercantile Bank
Axis Bank
Canara Bank
federal bank
Indian Bank
Kotak Mahindra Bank
Saraswat Bank
UCO Bank
Bank Of Baroda
Central Bank Of India
HDFC bank
Indian Overseas Bank
Oriental Bank of Commerce
State Bank Of India
Union Bank of India

Beneficiaries of PM Mudra Loan Yojana

sole proprietor
partnership
service sector companies
micro industry
repair shops
truck owners
food business
Seller
Micro MenuFactory Form

Mudra Loan Yojana State Wise Report

baby loan

state names	Number of Beneficiaries	Amount approved (in crores)	Amount disbursed (in crores)
Ladakh	137	0.49	0.49
Jammu and Kashmir	35219	112.39	111.22
Himachal Pradesh	26541	84.25	76.02
Punjab	448074	1358.06	1336.08
Uttarakhand	114071	378.77	371.80
Haryana	371757	1160.53	1146.07
Rajasthan	1223374	3655.58	3635.11
Delhi	48015	112.12	108.63
Uttar Pradesh	2022941	5865.82	5762.65
A state in Eastern India	2525017	7611.54	7535.45
Sikkim	3169	9.92	9.40
Assam	160273	413.12	402.15
Arunachal Pradesh	1864	4.81	4.72
Nagaland	2172	6.86	6.55
Manipur	21441	55.40	54.42
Mizoram	321	1.01	0.88
Tripura	119598	348.08	346.03
West Bengal	2002550	4939.17	4912.35
Jharkhand	701087	1949.19	1925.40
Madhya Pradesh	1256854	3578.59	3497.73
Gujarat	615126	2001.32	1992.52
Chhattisgarh	339351	960.28	950.28
Orissa	1772974	4760.39	4733.15
Maharashtra	1697024	4541.56	4520.27
Andra Pradesh	193324	509.93	498.98
Telangana	93453	204.05	186.67
Karnataka	1750715	4704.07	4694.33
Tamil Nadu	2678037	8810.82	8791.58
Kerala	683984	1970.86	1960.42
Pondicherry	61653	205.94	205.37
Goa	11145	34.53	33.44
Lakshadeep	121	0.47	0.45
Andaman and Nicobar Island	121	0.31	0.30
Daman and Diu	132	0.26	0.16
Dadar and Nagar Haveli	333	0.98	0.97
Chandigarh	3886	10.24	10.07

Kishor Loan

state names	Number of Beneficiaries	Amount approved(in crores)	Amount disbursed (in crores)
Ladakh	3910	81.56	936
Jammu and Kashmir	94216	2076.69	2036.75
Himachal Pradesh	23413	511.49	458.51
Punjab	103939	1554.77	1454.62
Uttarakhand	29676	523.72	494.88
Haryana	101895	1228.74	1162.32
Rajasthan	242474	3093.78	3001.18
Delhi	17725	318.49	303.80
Uttar Pradesh	402439	5189.17	4915.72
A state in Eastern India	518211	5216.12	4472.94
Sikkim	3169	9.92	9.40
Assam	32645	627.10	510.14
Arunachal Pradesh	482	12.47	11.36
Nagaland	2066	41.35	38.74
Manipur	3498	57.66	51.15
Mizoram	703	14.10	13.08
Tripura	22941	285.32	267.74
West Bengal	316484	4337.28	4003.48
Jharkhand	136262	1443.83	1337.82
Madhya Pradesh	239822	2966.79	2657.99
Gujarat	132539	1776.20	1733.72
Chhattisgarh	65245	851.89	794.20
Orissa	216014	2292.63	2170.50
Maharashtra	305562	3811.85	3642.63
Andra Pradesh	153863	2497.46	2397.55
Telangana	45090	916.66	871.72
Karnataka	411211	4676.80	4582.86
Tamil Nadu	399401	4855.54	4735.03
Kerala	180629	2058.39	1989.63
Pondicherry	12382	143.96	141.40
Goa	5352	101.77	91.35
Lakshadeep	218	5.38	5.32
Andaman and Nicobar Island	465	13.71	13.45
Daman and Diu	190	4.45	4.17
Dadar and Nagar Haveli	318	5.69	5.58
Chandigarh	1661	37.88	776

Tarun Loan

state names	Number of Beneficiaries	Amount approved(in crores)	Amount disbursed (in crores)
Ladakh	4983	152.60	151.02
Jammu and Kashmir	16333	1198.50	1169.77
Himachal Pradesh	6061	506.10	476.73
Punjab	12806	1077.25	1005.47
Uttarakhand	5428	455.53	432.96
Haryana	10333	805.15	759.52
Rajasthan	25811	2098.21	2020.19
Delhi	6720	559.75	525.24
Uttar Pradesh	44357	3997.22	3693.65
A state in Eastern India	22539	1795.15	1599.76
Sikkim	272	23.14	20.66
Assam	6936	531.70	474.25
Arunachal Pradesh	290	24.19	22.49
Nagaland	474	38.75	33.37
Manipur	465	38.13	33.83
Mizoram	246	20.54	18.76
Tripura	1031	75.37	69.90
West Bengal	30099	2191.42	1973.36
Jharkhand	9663	780.31	678.53
Madhya Pradesh	23082	1729.74	1542.45
Gujarat	17001	1362.13	1284.30
Chhattisgarh	8853	695.94	630.97
Orissa	15051	1156.90	1039.99
Maharashtra	36388	2940.71	2689.56
Andra Pradesh	36624	2998.67	2884.86
Telangana	15105	1122.92	1086.95
Karnataka	27607	2139.41	2017.60
Tamil Nadu	23906	2301.22	2226.89
Kerala	14325	1232.81	1179.64
Pondicherry	525	38.49	37.06
Goa	926	72.52	63.82
Lakshadeep	44	3.48	3.42
Andaman and Nicobar Island	261	22.11	21.60
Daman and Diu	66	5.43	5.23
Dadra and Nagar Haveli	122	10.52	10.23
Chandigarh	776	65.66	60.40

Benefits of PM Mudra Loan Scheme

Any person in the country who wants to start his own small business can take a loan under PMMY.
Under this scheme, the citizens of the country will be given loans without guarantee to start their business. Apart from this, no processing charge is also levied for the loan. The loan repayment period under Mudra Yojana can be extended up to 5 years.
The borrower gets a Mudra card, with the help of which the expenditure on business needs can be met.

Documents for Mudra Loan Yojana

People starting small businesses and who want to advance their small businesses can also apply for loans under this Pradhanmantri Mudra Loan Scheme 2022.
The age of the borrower should not be less than 18 years.
Applicant should not be a defaulter in any bank
Aadhar card
pan card
Permanent address of application
Business Address and Proof of Establishment
Balance Sheet of last three years
Income Tax Returns and Self-tax Returns
passport size photo