PM Mudra Loan Yojana 2022 | प्रधानमंत्री मुद्रा लोन योजना ऑनलाइन आवेदन

PM Mudra Loan Yojana, PM Mudra Loan Yojana in Hindi, प्रधानमंत्री मुद्रा योजना ऑनलाइन एप्लीकेशन फॉर्म, PM Mudra Loan Yojana Apply Online

pm mudra loan yojana
pm mudra loan yojana

Pradhan Mantri Mudra Loan Scheme was started by the Prime Minister of our country, Shri Narendra Modi, under PM Mudra Loan Yojana, financial help of 1000000 is being provided to the citizens of the country in the form of a loan if any citizen wants to start his own small business.

If you have or want to pursue any of your business, then by applying under the Mudra scheme, you can easily get a loan of up to 1000000, through this article, we will tell you what is the application process of this scheme, its importance documents. To get all the information related to the scheme, what is the eligibility and benefits, and other information, you are requested to read this article of ours till the end.

PM Mudra Loan Yojana 2022

Let us tell you that a budget of Rs 3 lakh crore was prepared by the central government for the Mudra loan, out of which loans worth Rs 1.75 lakh crore have been distributed so far. Under Pradhan Mudra Yojana 2022, people who want to take a loan will not have to pay any processing charges for taking a loan. The loan repayment period under this scheme has been extended by 5 years. The people of the country are given a Mudra card to take a Mudra loan under this Pradhan Mantri Mudra Loan Scheme 2022.

Pradhan Mantri Mudra Loan Yojana – Overview

scheme namePrime Minister Mudra Loan Scheme 
started byby Prime Minister Narendra Modi
Beneficiarycountry people
purposeproviding loan
official websitehttps://www.mudra.org.in/

Amount provided so far under Pradhan Mantri Mudra Loan Yojana

Financial yearPMMY loans sanctioned (in million)Amount sanctioned (in Rs crore)Amount disbursed (in Rs crore)
2021-2253.73,39,1103,31,402
2020-2150.73,21,7593,11,754
2019-2062.23,37,4953,29,715
2018-1959.83,21,7233,11,811
2017-1848.12,53,6772,46,437

Loan provided to women under PM Mudra Yojana


Account Number (in crores)
Sanctioned amount (in Rs. Lakh crore)
total debt32.1117.00
loans given to women21.737.42
Percentage share of women entrepreneurs68%44%

Purpose of PM Mudra Yojana

The main objective of this scheme is that there are many people of the country who want to start their own business but are unable to start it due to lack of money . Beneficiaries can start their own small business by taking Mudra loan under 2022 . And under this scheme, providing loans to the people in a very easy way. To realize the dreams of the people of the country and make them self-reliant and empowered through Pradhanmantri Mudra Loan Scheme 2022 .

Types of Pradhan Mantri Mudra Yojana

Three types of loans are given under this scheme.

  • Shishu Loan: Under this type of Mudra Yojana, a loan of up to ₹ 50000 will be allotted to the beneficiaries.
  • Kishor Loan: Under this type of Mudra Yojana, loans ranging from ₹ 50000 to 500000 will be allotted to the beneficiaries.
  • Tarun Loan: Under this type of Mudra Yojana, loans ranging from ₹ 500000 to 1000000 will be allotted to the beneficiaries.

Banks covered under Mudra Yojana

  • Allahabad Bank
  • bank of india
  • Corporation Bank
  • ICICI Bank
  • j&k bank
  • Punjab And Sind Bank
  • Syndicate Bank
  • Union Bank of India
  • Andhra Bank
  • Bank Of Maharashtra
  • Dena Bank
  • IDBI Bank
  • Karnataka Bank
  • Punjab National Bank
  • Tamil Nadu Mercantile Bank
  • Axis Bank
  • Canara Bank
  • federal bank
  • Indian Bank
  • Kotak Mahindra Bank
  • Saraswat Bank
  • UCO Bank
  • Bank Of Baroda
  • Central Bank Of India
  • HDFC bank
  • Indian Overseas Bank
  • Oriental Bank of Commerce
  • State Bank Of India
  • Union Bank of India

Beneficiaries of PM Mudra Loan Yojana

  • sole proprietor
  • partnership
  • service sector companies
  • micro industry
  • repair shops
  • truck owners
  • food business
  • Seller
  • Micro MenuFactory Form

Mudra Loan Yojana State Wise Report

baby loan

state names Number of Beneficiaries Amount approved (in crores) Amount disbursed (in crores)
 Ladakh 137 0.49 0.49
 Jammu and Kashmir 35219 112.39 111.22
 Himachal Pradesh 26541 84.25 76.02
 Punjab 448074 1358.06 1336.08
 Uttarakhand 114071 378.77 371.80
 Haryana 371757 1160.53 1146.07
 Rajasthan 1223374 3655.58 3635.11
 Delhi 48015 112.12 108.63
 Uttar Pradesh 2022941 5865.82 5762.65
 A state in Eastern India 2525017 7611.54 7535.45
 Sikkim 3169 9.92 9.40
 Assam 160273 413.12 402.15
 Arunachal Pradesh 1864 4.81 4.72
 Nagaland 2172 6.86 6.55
 Manipur 21441 55.40 54.42
 Mizoram 321 1.01 0.88
 Tripura 119598 348.08 346.03
 West Bengal 2002550 4939.17 4912.35
 Jharkhand 701087 1949.19 1925.40
 Madhya Pradesh 1256854 3578.59 3497.73
 Gujarat 615126 2001.32 1992.52
 Chhattisgarh 339351 960.28 950.28
 Orissa 1772974 4760.39 4733.15
 Maharashtra 1697024 4541.56 4520.27
 Andra Pradesh 193324 509.93 498.98
 Telangana 93453 204.05 186.67
 Karnataka 1750715 4704.07 4694.33
 Tamil Nadu 2678037 8810.82 8791.58
 Kerala 683984 1970.86 1960.42
 Pondicherry 61653 205.94 205.37
 Goa 11145 34.53 33.44
 Lakshadeep 121 0.47 0.45
 Andaman and Nicobar Island 121 0.31 0.30
 Daman and Diu 132 0.26 0.16
Dadar and Nagar Haveli3330.980.97
Chandigarh388610.2410.07

Kishor Loan

state names Number of Beneficiaries Amount approved(in crores) Amount disbursed (in crores)
 Ladakh 3910 81.56 936
 Jammu and Kashmir 94216 2076.69 2036.75
 Himachal Pradesh 23413 511.49 458.51
 Punjab 103939 1554.77 1454.62
 Uttarakhand 29676 523.72 494.88
 Haryana 101895 1228.74 1162.32
 Rajasthan 242474 3093.78 3001.18
 Delhi 17725 318.49 303.80
 Uttar Pradesh 402439 5189.17 4915.72
 A state in Eastern India 518211 5216.12 4472.94
 Sikkim 3169 9.92 9.40
 Assam 32645627.10 510.14
 Arunachal Pradesh 482 12.47 11.36
 Nagaland 2066 41.35 38.74
 Manipur 3498 57.66 51.15
 Mizoram 703 14.10 13.08
 Tripura 22941 285.32 267.74
 West Bengal 316484 4337.28 4003.48
 Jharkhand 136262 1443.83 1337.82
 Madhya Pradesh 239822 2966.79 2657.99
 Gujarat 132539 1776.20 1733.72
 Chhattisgarh 65245 851.89 794.20
 Orissa 216014 2292.63 2170.50
 Maharashtra 305562 3811.85 3642.63
 Andra Pradesh 153863 2497.46 2397.55
 Telangana 45090 916.66 871.72
 Karnataka 411211 4676.80 4582.86
 Tamil Nadu 399401 4855.54 4735.03
 Kerala 180629 2058.39 1989.63
 Pondicherry 12382 143.96 141.40
 Goa 5352 101.77 91.35
 Lakshadeep 218 5.38 5.32
 Andaman and Nicobar Island 465 13.71 13.45
 Daman and Diu 190 4.45 4.17
Dadar and Nagar Haveli3185.695.58
Chandigarh166137.88776

Tarun Loan

state names Number of Beneficiaries Amount approved(in crores) Amount disbursed (in crores)
 Ladakh 4983 152.60 151.02
 Jammu and Kashmir 16333 1198.50 1169.77
 Himachal Pradesh 6061 506.10 476.73
 Punjab 12806 1077.25 1005.47
 Uttarakhand 5428 455.53 432.96
 Haryana 10333 805.15 759.52
 Rajasthan 25811 2098.21 2020.19
 Delhi 6720 559.75 525.24
 Uttar Pradesh 44357 3997.22 3693.65
 A state in Eastern India 22539 1795.15 1599.76
 Sikkim 272 23.14 20.66
 Assam 6936 531.70 474.25
 Arunachal Pradesh 290 24.19 22.49
 Nagaland 474 38.75 33.37
 Manipur465 38.13 33.83
 Mizoram 246 20.54 18.76
 Tripura 1031 75.37 69.90
 West Bengal 30099 2191.42 1973.36
 Jharkhand 9663780.31 678.53
 Madhya Pradesh 23082 1729.74 1542.45
 Gujarat 17001 1362.13 1284.30
 Chhattisgarh 8853 695.94 630.97
 Orissa 15051 1156.90 1039.99
 Maharashtra 36388 2940.71 2689.56
 Andra Pradesh 36624 2998.67 2884.86
 Telangana 15105 1122.92 1086.95
 Karnataka 27607 2139.41 2017.60
 Tamil Nadu 23906 2301.22 2226.89
 Kerala 14325 1232.81 1179.64
 Pondicherry 525 38.49 37.06
 Goa 926 72.52 63.82
 Lakshadeep44 3.48 3.42
 Andaman and Nicobar Island 261 22.11 21.60
 Daman and Diu 66 5.43 5.23
Dadra and Nagar Haveli12210.5210.23
Chandigarh77665.6660.40

Benefits of PM Mudra Loan Scheme

  • Any person in the country who wants to start his own small business can take a loan under PMMY.
  • Under this scheme, the citizens of the country will be given loans without guarantee to start their business. Apart from this, no processing charge is also levied for the loan. The loan repayment period under Mudra Yojana can be extended up to 5 years.
  • The borrower gets a Mudra card, with the help of which the expenditure on business needs can be met.

Documents for Mudra Loan Yojana

  • People starting small businesses and who want to advance their small businesses can also apply for loans under this Pradhanmantri Mudra Loan Scheme 2022.
  • The age of the borrower should not be less than 18 years.
  • Applicant should not be a defaulter in any bank
  • Aadhar card
  • pan card
  • Permanent address of application
  • Business Address and Proof of Establishment
  • Balance Sheet of last three years
  • Income Tax Returns and Self-tax Returns
  • passport size photo

PM Mudra Loan Yojana 2022 Apply Online

  • First of all you have to go to the official website of Mudra Loan Yojana.
  • Now the home page will open in front of you.
  • On the home page you will see the types of Mudra Yojana which are as follows.
    • baby
    • teen
    • youth
  • After this a new page will open in front of you.
  • You have to download the Application Form from this page.
  • After that you have to take the print out of this application form.
  • Now you have to fill all the important information asked in the application form carefully.
  • After this you have to attach all the important documents.
  • Now you have to submit this application form to your nearest bank.
  • After the verification of your application, the loan will be provided to you within 1 month.

Procedure to login to Mudra Portal

  • First of all you have to go to the official website of Mudra Yojana .
  • Now the home page will open in front of you.
  • On the home page, you have to click on the login button.
  • Now a new page will open in front of you in which you will have to enter your username, password and captcha code.
  • Now you have to click on the login button.
  • In this way you will be able to login to the Mudra portal.

How to apply for PM Mudra Yojana?

  • Under this scheme, the interested beneficiaries who want to apply to get the loan can apply with all their documents in their nearest government bank, private bank, rural bank, commercial bank, etc.
  • After this, go to the bank from which you want to take a loan and fill out the application form.
  • And fill out the form and attach it with all your documents and submit it to the bank official.
  • After verifying all your documents, the bank will give you a loan within 1 month.

Process to view annual reports

  • First of all, you have to go to the official website of the Pradhan Mantri Mudra Loan Yojana.
  • Now the home page will open in front of you.
  • On the home page, you have to click on the option of Financials.
  • After this, you have to click on the option of Annual Report.
  • Now the following options will open in front of you.
    • Annual Report 2019-20
    • Annual Report 2018-19
    • Report 2017-18
    • Annual Report 2016-17
    • Annual Report 2015-16
  • You have to click on the option as per your requirement.
  • After this the PSF file will be downloaded in your device.
  • In this file you can see the annual report.

Pradhan Mantri Mudra Loan Yojana Helpline Number

Statephone number
Maharashtra18001022636
Chandigarh18001804383
Andaman and Nicobar18003454545
Arunachal Pradesh18003453988
A state in Eastern India18003456195
Andra Pradesh18004251525
Assam18003453988
Daman and Diu18002338944
Dadra Nagar Haveli18002338944
Gujarat18002338944
Goa18002333202
Himachal Pradesh18001802222
Haryana18001802222
Jharkhand18003456576
Jammu and Kashmir18001807087
Kerala180042511222
Karnataka180042597777
Lakshadweep4842369090
Meghalaya18003453988
Manipur18003453988
Mizoram18003453988
Chhattisgarh18002334358
Madhya Pradesh18002334035
Nagaland18003453988
NCT of Delhi18001800124
Odisha18003456551
Punjab18001802222
Puducherry18004250016
Rajasthan18001806546
Sikkim18004251646
Tripura18003453344
Tamil Nadu18004251646
Telangana18004258933
Uttarakhand18001804167
Uttar Pradesh18001027788
West Bengal18003453344

About the author

SinghParamjeet

Yes, I am the owner of IndiaGovtYojana website. Love to help everyone by sharing informative content such as Sarkari Yojana, Agriculture & Education News and Central & State Government Schemes.

Leave a Comment