PM Mudra Loan Yojana 2023 | प्रधानमंत्री मुद्रा लोन योजना ऑनलाइन आवेदन

PM Mudra Loan Yojana, PM Mudra Loan Yojana in Hindi, प्रधानमंत्री मुद्रा योजना ऑनलाइन एप्लीकेशन फॉर्म, PM Mudra Loan Yojana Apply Online

Pradhan Mantri Mudra Loan Scheme was started by the Prime Minister of our country, Shri Narendra Modi, under PM Mudra Loan Yojana, financial help of 1000000 is being provided to the citizens of the country in the form of a loan if any citizen wants to start his own small business.

If you have or want to pursue any of your business, then by applying under the Mudra scheme, you can easily get a loan of up to 1000000, through this article, we will tell you what is the application process of this scheme, its importance documents. To get all the information related to the scheme, what is the eligibility and benefits, and other information, you are requested to read this article of ours till the end.

PM Mudra Loan Yojana 2022

Let us tell you that a budget of Rs 3 lakh crore was prepared by the central government for the Mudra loan, out of which loans worth Rs 1.75 lakh crore have been distributed so far. Under Pradhan Mudra Yojana 2022, people who want to take a loan will not have to pay any processing charges for taking a loan. The loan repayment period under this scheme has been extended by 5 years. The people of the country are given a Mudra card to take a Mudra loan under this Pradhan Mantri Mudra Loan Scheme 2022.

Pradhan Mantri Mudra Loan Yojana – Overview

scheme name	Prime Minister Mudra Loan Scheme
started by	by Prime Minister Narendra Modi
Beneficiary	country people
purpose	providing loan
official website	https://www.mudra.org.in/

Amount provided so far under Pradhan Mantri Mudra Loan Yojana

Financial year	PMMY loans sanctioned (in million)	Amount sanctioned (in Rs crore)	Amount disbursed (in Rs crore)
2021-22	53.7	3,39,110	3,31,402
2020-21	50.7	3,21,759	3,11,754
2019-20	62.2	3,37,495	3,29,715
2018-19	59.8	3,21,723	3,11,811
2017-18	48.1	2,53,677	2,46,437

Loan provided to women under PM Mudra Yojana

Account Number (in crores)	Sanctioned amount (in Rs. Lakh crore)
total debt	32.11	17.00
loans given to women	21.73	7.42
Percentage share of women entrepreneurs	68%	44%

Purpose of PM Mudra Yojana

The main objective of this scheme is that there are many people of the country who want to start their own business but are unable to start it due to lack of money . Beneficiaries can start their own small business by taking Mudra loan under 2022 . And under this scheme, providing loans to the people in a very easy way. To realize the dreams of the people of the country and make them self-reliant and empowered through Pradhanmantri Mudra Loan Scheme 2022 .

Types of Pradhan Mantri Mudra Yojana

Three types of loans are given under this scheme.

• Shishu Loan: Under this type of Mudra Yojana, a loan of up to ₹ 50000 will be allotted to the beneficiaries.
• Kishor Loan: Under this type of Mudra Yojana, loans ranging from ₹ 50000 to 500000 will be allotted to the beneficiaries.
• Tarun Loan: Under this type of Mudra Yojana, loans ranging from ₹ 500000 to 1000000 will be allotted to the beneficiaries.

Banks covered under Mudra Yojana

• Allahabad Bank
• bank of india
• Corporation Bank
• ICICI Bank
• j&k bank
• Punjab And Sind Bank
• Syndicate Bank
• Union Bank of India
• Andhra Bank
• Bank Of Maharashtra
• Dena Bank
• IDBI Bank
• Karnataka Bank
• Punjab National Bank
• Tamil Nadu Mercantile Bank
• Axis Bank
• Canara Bank
• federal bank
• Indian Bank
• Kotak Mahindra Bank
• Saraswat Bank
• UCO Bank
• Bank Of Baroda
• Central Bank Of India
• HDFC bank
• Indian Overseas Bank
• Oriental Bank of Commerce
• State Bank Of India
• Union Bank of India

Beneficiaries of PM Mudra Loan Yojana

• sole proprietor
• partnership
• service sector companies
• micro industry
• repair shops
• truck owners
• food business
• Seller
• Micro MenuFactory Form

Mudra Loan Yojana State Wise Report

baby loan

state names	Number of Beneficiaries	Amount approved (in crores)	Amount disbursed (in crores)
Ladakh	137	0.49	0.49
Jammu and Kashmir	35219	112.39	111.22
Himachal Pradesh	26541	84.25	76.02
Punjab	448074	1358.06	1336.08
Uttarakhand	114071	378.77	371.80
Haryana	371757	1160.53	1146.07
Rajasthan	1223374	3655.58	3635.11
Delhi	48015	112.12	108.63
Uttar Pradesh	2022941	5865.82	5762.65
A state in Eastern India	2525017	7611.54	7535.45
Sikkim	3169	9.92	9.40
Assam	160273	413.12	402.15
Arunachal Pradesh	1864	4.81	4.72
Nagaland	2172	6.86	6.55
Manipur	21441	55.40	54.42
Mizoram	321	1.01	0.88
Tripura	119598	348.08	346.03
West Bengal	2002550	4939.17	4912.35
Jharkhand	701087	1949.19	1925.40
Madhya Pradesh	1256854	3578.59	3497.73
Gujarat	615126	2001.32	1992.52
Chhattisgarh	339351	960.28	950.28
Orissa	1772974	4760.39	4733.15
Maharashtra	1697024	4541.56	4520.27
Andra Pradesh	193324	509.93	498.98
Telangana	93453	204.05	186.67
Karnataka	1750715	4704.07	4694.33
Tamil Nadu	2678037	8810.82	8791.58
Kerala	683984	1970.86	1960.42
Pondicherry	61653	205.94	205.37
Goa	11145	34.53	33.44
Lakshadeep	121	0.47	0.45
Andaman and Nicobar Island	121	0.31	0.30
Daman and Diu	132	0.26	0.16
Dadar and Nagar Haveli	333	0.98	0.97
Chandigarh	3886	10.24	10.07

Kishor Loan

state names	Number of Beneficiaries	Amount approved(in crores)	Amount disbursed (in crores)
Ladakh	3910	81.56	936
Jammu and Kashmir	94216	2076.69	2036.75
Himachal Pradesh	23413	511.49	458.51
Punjab	103939	1554.77	1454.62
Uttarakhand	29676	523.72	494.88
Haryana	101895	1228.74	1162.32
Rajasthan	242474	3093.78	3001.18
Delhi	17725	318.49	303.80
Uttar Pradesh	402439	5189.17	4915.72
A state in Eastern India	518211	5216.12	4472.94
Sikkim	3169	9.92	9.40
Assam	32645	627.10	510.14
Arunachal Pradesh	482	12.47	11.36
Nagaland	2066	41.35	38.74
Manipur	3498	57.66	51.15
Mizoram	703	14.10	13.08
Tripura	22941	285.32	267.74
West Bengal	316484	4337.28	4003.48
Jharkhand	136262	1443.83	1337.82
Madhya Pradesh	239822	2966.79	2657.99
Gujarat	132539	1776.20	1733.72
Chhattisgarh	65245	851.89	794.20
Orissa	216014	2292.63	2170.50
Maharashtra	305562	3811.85	3642.63
Andra Pradesh	153863	2497.46	2397.55
Telangana	45090	916.66	871.72
Karnataka	411211	4676.80	4582.86
Tamil Nadu	399401	4855.54	4735.03
Kerala	180629	2058.39	1989.63
Pondicherry	12382	143.96	141.40
Goa	5352	101.77	91.35
Lakshadeep	218	5.38	5.32
Andaman and Nicobar Island	465	13.71	13.45
Daman and Diu	190	4.45	4.17
Dadar and Nagar Haveli	318	5.69	5.58
Chandigarh	1661	37.88	776

Tarun Loan

state names	Number of Beneficiaries	Amount approved(in crores)	Amount disbursed (in crores)
Ladakh	4983	152.60	151.02
Jammu and Kashmir	16333	1198.50	1169.77
Himachal Pradesh	6061	506.10	476.73
Punjab	12806	1077.25	1005.47
Uttarakhand	5428	455.53	432.96
Haryana	10333	805.15	759.52
Rajasthan	25811	2098.21	2020.19
Delhi	6720	559.75	525.24
Uttar Pradesh	44357	3997.22	3693.65
A state in Eastern India	22539	1795.15	1599.76
Sikkim	272	23.14	20.66
Assam	6936	531.70	474.25
Arunachal Pradesh	290	24.19	22.49
Nagaland	474	38.75	33.37
Manipur	465	38.13	33.83
Mizoram	246	20.54	18.76
Tripura	1031	75.37	69.90
West Bengal	30099	2191.42	1973.36
Jharkhand	9663	780.31	678.53
Madhya Pradesh	23082	1729.74	1542.45
Gujarat	17001	1362.13	1284.30
Chhattisgarh	8853	695.94	630.97
Orissa	15051	1156.90	1039.99
Maharashtra	36388	2940.71	2689.56
Andra Pradesh	36624	2998.67	2884.86
Telangana	15105	1122.92	1086.95
Karnataka	27607	2139.41	2017.60
Tamil Nadu	23906	2301.22	2226.89
Kerala	14325	1232.81	1179.64
Pondicherry	525	38.49	37.06
Goa	926	72.52	63.82
Lakshadeep	44	3.48	3.42
Andaman and Nicobar Island	261	22.11	21.60
Daman and Diu	66	5.43	5.23
Dadra and Nagar Haveli	122	10.52	10.23
Chandigarh	776	65.66	60.40

Benefits of PM Mudra Loan Scheme

• Any person in the country who wants to start his own small business can take a loan under PMMY.
• Under this scheme, the citizens of the country will be given loans without guarantee to start their business. Apart from this, no processing charge is also levied for the loan. The loan repayment period under Mudra Yojana can be extended up to 5 years.
• The borrower gets a Mudra card, with the help of which the expenditure on business needs can be met.

Documents for Mudra Loan Yojana

• People starting small businesses and who want to advance their small businesses can also apply for loans under this Pradhanmantri Mudra Loan Scheme 2022.
• The age of the borrower should not be less than 18 years.
• Applicant should not be a defaulter in any bank
• Aadhar card
• pan card
• Permanent address of application
• Business Address and Proof of Establishment
• Balance Sheet of last three years
• Income Tax Returns and Self-tax Returns
• passport size photo

PM Mudra Loan Yojana 2022 Apply Online

• First of all you have to go to the official website of Mudra Loan Yojana.
• Now the home page will open in front of you.
• On the home page you will see the types of Mudra Yojana which are as follows.
  • baby
  • teen
  • youth
• After this a new page will open in front of you.
• You have to download the Application Form from this page.
• After that you have to take the print out of this application form.
• Now you have to fill all the important information asked in the application form carefully.
• After this you have to attach all the important documents.
• Now you have to submit this application form to your nearest bank.
• After the verification of your application, the loan will be provided to you within 1 month.

Procedure to login to Mudra Portal

• First of all you have to go to the official website of Mudra Yojana .
• Now the home page will open in front of you.
• On the home page, you have to click on the login button.
• Now a new page will open in front of you in which you will have to enter your username, password and captcha code.
• Now you have to click on the login button.
• In this way you will be able to login to the Mudra portal.

How to apply for PM Mudra Yojana?

• Under this scheme, the interested beneficiaries who want to apply to get the loan can apply with all their documents in their nearest government bank, private bank, rural bank, commercial bank, etc.
• After this, go to the bank from which you want to take a loan and fill out the application form.
• And fill out the form and attach it with all your documents and submit it to the bank official.
• After verifying all your documents, the bank will give you a loan within 1 month.

Process to view annual reports

• First of all, you have to go to the official website of the Pradhan Mantri Mudra Loan Yojana.
• Now the home page will open in front of you.
• On the home page, you have to click on the option of Financials.
• After this, you have to click on the option of Annual Report.
• Now the following options will open in front of you.
  • Annual Report 2019-20
  • Annual Report 2018-19
  • Report 2017-18
  • Annual Report 2016-17
  • Annual Report 2015-16
• You have to click on the option as per your requirement.
• After this the PSF file will be downloaded in your device.
• In this file you can see the annual report.

Pradhan Mantri Mudra Loan Yojana Helpline Number

State	phone number
Maharashtra	18001022636
Chandigarh	18001804383
Andaman and Nicobar	18003454545
Arunachal Pradesh	18003453988
A state in Eastern India	18003456195
Andra Pradesh	18004251525
Assam	18003453988
Daman and Diu	18002338944
Dadra Nagar Haveli	18002338944
Gujarat	18002338944
Goa	18002333202
Himachal Pradesh	18001802222
Haryana	18001802222
Jharkhand	18003456576
Jammu and Kashmir	18001807087
Kerala	180042511222
Karnataka	180042597777
Lakshadweep	4842369090
Meghalaya	18003453988
Manipur	18003453988
Mizoram	18003453988
Chhattisgarh	18002334358
Madhya Pradesh	18002334035
Nagaland	18003453988
NCT of Delhi	18001800124
Odisha	18003456551
Punjab	18001802222
Puducherry	18004250016
Rajasthan	18001806546
Sikkim	18004251646
Tripura	18003453344
Tamil Nadu	18004251646
Telangana	18004258933
Uttarakhand	18001804167
Uttar Pradesh	18001027788
West Bengal	18003453344